There are more than 50 different Winston Salem summer camps from which to choose.  With so many options available it may seem like a daunting task to find, evaluate and pick the one that’s best for you child.  Here we’ll help you do just that.

Types of Winston Salem Summer Camps

Before you start your search it’s a good idea to know what type of camp you’re looking for.  Following are a couple of things to consider

1. Daytime or Overnight Camp?  Both options are available in the area.  Overnight options tend to be better for kids that are over the age of 12.  However, it really depends more on a child’s level of maturity and their level of comfort about spending the night away from home.
2. Camp Theme.  There are camps available for sports-specific training, general fitness, arts, magic, church-based  and many more.

Finding Winston Salem Summer Camps

Most people do two things when trying to find Winston Salem Summer Camps.   The two things they do are:

1. Ask their friends and family for camp names and recommendations.  Obviously this is a great way begin your search, but it’s time consuming and generally doesn’t provide you with a lot of the details you’ll ultimately need to consider their recommendations.  That’s why most people will then turn to the;
2. Online Research.  The Internet is arguably the best way to find camp names and gather the information you need to evaluate your options.

Online research is the way to go, but there are so many sites to review that the task can again seem pretty daunting.  Who has time to find and visit all the websites?  There must be an easier way.

Winston Salem Summer Camps Directory

We found an online resource that provides all the information you need to find, evaluate and review the many options available in the area.  The website is called Winston Salem Summer Camps and we think you’ll really like it.  The site provides you with the following partial list of features and benefits:

• Camp Name
• Detailed description of the camp and their offerings
• Photos
• Camp Website Link
• Address and directions via Google Maps
• Telephone Number
• Email Address
• Twitter and Facebook Page Links
• Ratings and Reviews
• Sortable Directory – Type of Camp, Ratings and Popularity

The website encourages site visitors to rate and review the various listings found there.  The goal being to provide as much useful information as possible so that interested parties can quickly find and evaluate the options available.  Once you’ve done that it’s time to start contacting the short list of potential places for your child to attend.

We encourage parents to visit the places that they are most interested in sending their child to.  Depending on your child’s age and the time of year when you start looking for options you may want to take your child to look at the camp.  That’s not always necessary, but it can be a good idea.

Finding Winston Salem Banks

Choosing the best financial institution means evaluating your requirements first. Regardless of whether you’re trying to find a new financial institution or simply want to analyze how well your current banking relationship is meeting your needs, answering the following list of banking questions will help you identify the Winston Salem Banks that best suit your personality and maybe make your searching a bit less stressful.

What is your goal in establishing a banking relationship? Answers may include to save cash, to possess a checking account, to get a loan, or the suggestions above.

How much money can you keep deposited in your bank account every month and just how many checks will you write? This will help you to figure out the type of Winston Salem bank account you will need. Multi-service or packaged bank accounts offer a number of services for one fee, while this type of bank account is “no frills” it does offer a minimum number of banking services at an extra-low price. Other bank accounts might be designed on a cafeteria-style basis whereby you choose from a variety of services and pay for them as you go.

Will you be buying a home or car or making another large purchase soon? You will want to read about the variety of loan products offered.

If you hope to save for any big expense or toward your son or daughter’s (or your own!) future education, you’ll also wish to learn how many types of savings products are offered at the Winston Salem bank. A lot of banks and lenders now provide uninsured investments, such as mutual funds, along with the more traditional insured bank deposit accounts.

What time do you do much of your banking? Some people prefer to go to the bank throughout their working hours, while some prefer a financial institution located close to home that they’ll visit over the past weekend.

Would you such as the ease of automated teller machines along with other kinds of electronic services – like banking through your individual computer, or do you prefer to deal directly with bank personnel? Answering this will help you determine if you’d be happier at a bank with an extensive network of branches emphasizing regular, evening, or weekend hours, or one that focuses more on electronic services like ATMs and online / PC banking.

Now that you have the solutions to these questions, contact or perhaps go to several financial institutions near your house or place of work – more and more financial institutions also offer information over the Internet. Shop your current financial institution first if you think your relationship isn’t really all it may be.

Perhaps they’ve introduced new accounts and / or services you aren’t conscious of that would better suit your needs. Let them know if the level of service or convenience do not meet your expectations and provide them the chance to design a relationship which works for you.

Do a comparison of fees and service charges in the banks you’re looking at, as well as rates of interest on loans and deposit accounts. Exactly what does each cost for services like cashiers checks, safety deposit box rental and ATM use?

Since price isn’t the the only factor for most people in choosing a bank, take a minute to think about how comfortable you are feeling at each financial institution. Are your questions answered quickly and accurately? Do customer support personnel offer helpful pointers? Will the hours and locations help you save time and satisfy the demands of your lifestyle?

Last but not least, look for a Winston Salem bank that is federally insured. What this means is your deposits is going to be protected by the Federal Deposit Insurance Corporation (FDIC). The Federal Deposit Insurance Corporation (FDIC) has raised its coverage amount to $250,000 per depositor per insured bank. Search for FDIC stickers on financial institution doors and teller windows.

Chronic conditions, which rob person and families of their health and happiness, represent major costs to businesss in the form of healthcare and disability costs, lost productivity, and absenteeism.

Wellness Programs should address risky behaviors that can help your staff members eat healthier, increase their level of exercise, help reduce stress, lower blood pressure and cholesterol, and quit use of tobacco. Wellness programs should focus on helping staff members achieve and maintain their optimal health status.

Robust health promotion programs focused on changing lifestyle behavior have been shown to yield a $3 to $6 return on investment for each dollar invested. It takes about three to five years after the initial health promotion program investment to realize these savings.

Ninety-three% of United States companies offer some type of wellness program for their workers, but is it the right type?

Main Types of Wellness Programs

Programs focusing on disease management. These wellness programs monitor and treat specific diseases. Disease management follows the 80/20 rule –  80% of healthcare costs are spent on 20% of staff members.

Illness management is stated to have a $7 to $10 return on investment within a year.  The 20% of workers requiring the greatest medical expenditures today are normally different 20% who will cause the greatest health costs a year or two down the road.

Programs focusing on health enhancement and risk management. These wellness programs focus on lifestyle behavior change, and offer a $3 to $6 return on investment within two to five years, as reported by a 2004 report issued by the National Corporation Group on Health.

It is vital that you note that a $3 to $6 return on an entire worker population produces a higher total savings than does disease management.

Good Data Drives Good Corporation Decisions

o  Based on more than 120 research studies, the National Company Group on Health reported that, within five years of health promotion program implementation, overall benefit-to-cost ratios (return on investment) of -

o  $3.48 in decreased health care costs per dollar invested.

o  $5.82 in reduce absenteeism per dollar invested.

o  A 2003 evaluation of one large USA corporation found that simply assisting workforce control their blood pressure (BP) alone can save $547 per person per year.

o  Johnson and Johnson claims to have saved $38 million in health care costs for its staff members between 1995 and 1999 by promoting healthful lifestyles.

Healthcare expenditures reduced $224 per employee a year (averaged over four years), and this rate improved over time.  The company found most benefits in the third and fourth years after health promotion program initiation.

o  A 2004 University of Michigan study of 23,500 General Motors employees showed that nonexercising employees claimed at least $100 more each year in health care costs than exercisers.

The published study  also stated that obese, sedentary staff members who began exercising at least twice a week reduced their costs by an typical of $500 a year.

o  The Washoe County School District in Nevada estimated that, in a single year, it spent $300,000 on direct costs associated with obesity and $1 million for gastric-bypass surgeries. It instituted a weight-loss program that compensated employees $10 per pound lost, up to 25 pounds.

Program participants missed three fewer workdays a year, producing a cost savings of $15.60 per program dollar spent.

Staff Time

Building a successful Wellness Program requires staff time as well as money. Some larger companies may spend 20 hours per week for three to six months preparing all the steps before launching a Wellness Program.

Corporation Costs

Monetary costs can fluctuate widely, depending on whether the company compensates all costs, the workforce pay all costs, or the costs are shared.

A 1992 study indicated that 28 percent of businesses spent $5 or less per employee, and 19 percent spent between $6-10 per employee.

The Health Promotion Council of America estimates the cost per worker to be between $100 and $150 a year for an effective wellness program that produces a return on investment of $300 to $450. A sample expenditure for various levels of wellness programs include -

Program Type

A minimal (largely paper) wellness program          $1 – $7         

A moderate health promotion program

A medium health promotion program with a few activities       $16 – $35            

A fairly comprehensive wellness program             $36 – $75      

A very robust, effective health promotion program       $76 – $112            

Another increase of 12-15 percent is expected in 2005. General Motors expects to spend $5.6 billion on health care costs in 2005, or 40 percent more than it earned in profits in 2004.

o  More research shows that poor diet andphysical inactivity are major drivers of increases in healthcare costs for employers.  The number of obese adults has doubled since the 1970s.

o  The rise in obesity has a meaningful impact on healthcare costs. on average, 2002 healthcare costs for an obese person were $1,244 higher than for a person with a healthful weight.

o  Obesity is causing rapid increases in kind 2 diabetes and contributes directly to a 65 percent increase in diabetes treatment from 1987 to 2002. Almost $1 of every $5 spent on health care in the United States is for a individuals with diabetes.

Treating worker healthcare as an investment, rather than a cost, can yield long-term dividends

o  At least 50 percent of your organization’s healthcare costs are driven by the lifestyle related behaviors of your workforce, like use of tobacco, poor diet, and lack of exercise.

o  In the past 10 years, the annual return on investment for Health Promotion Programs has been as much as $6 saved for every $1 spent, doubling the return on investment of earlier wellness programs.

o  The average reduction in health-plan costs, sick time, disability costs, and workers’ compensation is more than 25 percent for well-designed Wellness Programs.

o  Fit employees are more productive employees, with fewer sick days, fewer accidents, higher morale, and lower job turnover.

Businesss who integrate wellness in their overall objectives find they experience lowered absences, better morale, lowered health risks, and lowered healthcare costs.

The purpose of this guide to is to encourage and help you launch your own Health Promotion Program. When you already have a health promotion program, but are not receiving the results you expected, perhaps some ideas and best practices in this toolkit will help you and your workers reap the advantages of a healthier workforce.

At least 50% of health care expenditures are lifestyle-related, and accordingly, potentially preventable. Yet despite the $5,000 an average company spends on health care per employee each year, most companys are spending less than 5% of that on medical screenings and prevention.

The most robust meta-evaluation of Wellness Program studies shows something very exciting! It shows that Wellness Programs are not only effective at helping to reverse the rising spiral of healthcare costs, but these health promotion programs are also becoming more effective.  The average cost-benefit ratio has increased from 1 – 3 for earlier health promotion programs to 1 – 6 today.

Simply put, the average reduction in health care costs, sick time, disability costs, and workers’ compensation is more than 25 percent for well designed health promotion programs.

Company health promotion provides a long-term approach for helping keep personnel well.  The single most crucial thing you are able to do for your personnel is to start a Wellness Program now.

A lot of of us develop goals that seem beyond reach and we can’t seem to stick to a specific health promotion program for an extended period of time.

With the numerous struggles that prevent us from reaching our optimum individual wellness, many of us would welcome the assistance and guidance of a professional wellness coach.

A wellness coach is a trained professional who works with person to help them to reach their wellness goals by developing and implementing personal health promotion programs.

A wellness coach is highly educated and generally maintains advanced degrees in areas such as Exercise Physiology, Occupational or Physical Therapy, Athletic Training, and Nutrition.

A wellness coach sets achievable objectives for the patron, holds them accountable, and acts as a guide, motivator, and support system for that individual.  They focus on behavioral change by using individually designed health promotion programs to meet the unique needs of the patron while offering creative solutions to help them achieve their objectives.

In order to fully understand the role of a wellness coach it is crucial to understand the various factors that involved in overall wellness.  The five major components of wellness are health risks, physical activity, stress management, weight control, and nutrition.

A wellness coach focuses on each of these areas of wellness while meeting the specific needs of the client whether they are trying to lose weight, get in shape, reduce stress, or quit tobacco use.

They evaluate a person’s needs based on a highly scientific study known as a Health Risk Assessment (HRA) .  After a wellness coach has determined the specific needs of the client, he or she is able to develop the wellness program, set achievable goals for that individual, and monitor them while they reach success.

Health Promotion coaches focus on physical health as well as mental and emotional health for develop a balance in the customer’s life.  They not only work on assisting the customer with their current wellness issues, but they assist the customer to maintain their individual health by creating future objectives in their health promotion program.

Every individual has unique needs and time constraints that require attention in different ways.  A wellness coach provides convenience with their services by working with patrons in a variety of ways.

The patron and coach may use telephone meetings, e-mails and instant messaging (electronic coaching), face-to-face interactions, or a combination of these various forms of communication.

Even though electronic coaching is becoming the most popular method as a result of its lower cost and efficiency, each client may select the method or methods will work best for them.

The wellness coach is available 24 hours a day through online communication to make it even more convenient for the customer to reach his or her goals.

Health Promotion coaches offer the kind of assistance that fits the needs of each client to make it easier for the client to embrace their personal wellness program.

Based on the convenience, knowledge, and assistance that is offered by a wellness coach, it’s easy to see why more people  are taking advantage of these coaches to assist them in achieving their ultimate wellness objectives.

What is Stress?

Stress is the emotional, physiological, and psychological effects caused by internal or external mental pressure. It’s an unavoidable part of life, but despite its negative connotation, it isn’t necessarily a bad thing.

Stress might even be advantageous in cases when it enhances performance and helps people  to achieve challenging goals. However, when stress is excessive and causes an individual to feel loss of control, health problems can occur such as headaches, tension, anxiety, depression, exhaustion, irritability, and digestive problems.

When stress levels elevate to this point, wellness is compromised. Person may seek the assistance of a stress management coach in order to help them take control of their lives and improve their wellness.

Who are Stress Management Coaches?

Stress management coaches are educated professionals who create health promotion programs to assist person in developing coping strategies to manage stress and minimize the presence of stressors in daily life.

Coaches explore the reasons why a personal may react in certain ways to various situations by using health assessments as well as depression and anxiety screenings.

After deciding an individual’s causes for their feelings, stress management coaches are better able to develop wellness programs tailored to meet specific needs.

Coaches set attainable objectives, act as a mentor and a support system, and use techniques that are most suitable for each specific individual.

There are lots of effective methods to reduce stress, and stress management coaches can help you to achieve your goals to make yourself happier and healthier.

Just how Controlling Stress Improves Your Health

When individuals are faced with chronic stress it begins to cause physical signs which can range in severity.  Chronic stress can weaken the immune system, hence making the individual more susceptible to colds and the flu as well as more serious health problems like heart illness and diabetes.

Health Promotion may also suffer because the maintenance of healthy habits is often diminished in priority in the presence of stress.  There are numerous helpful techniques that a stress management coach can help you develop to protect your health from the dangers of excessive stress.

Take Control

Stress can be as detrimental to individual health as a poor diet or even tobacco use when it is out of control.  Managing stress is an achievable goal and will definitely be a reality with the help of a specialist.

With a stress management coach individuals might work to accept that stress and act to manage it.  Learning to effectively deal with stress will improve current daily life and protect your wellness in the future.

Health Promotion coaches are trained specialists who work with you individually to help you reach your wellness objectives by developing and starting personal health promotion programs.

They motivate, guide, and support you to reach sustainable behavioral changes by offering creative wellness solutions.

Wellness coaches provide individually designed wellness programs to meet your unique needs by focusing on physical, mental, and emotional health.

They help you become proactive in your life by eliminating unhealthy behaviors and making wellness a priority.

Benefits of Wellness Coaching for Your Employees

Staff Members could benefit  greatly from wellness coaching in a selection of ways. Health Promotion coaching is one aspect of a health promotion program that can help person decrease major health risks in their lives by changing high risk behaviors.

Some of the many reasons why workers work with wellness coaches are to get in shape, lose weight, reduce stress, quit smoking, and create balance in their lives. Wellness coaches assist individuals with current medical problems as well as preventing future wellness issues.

Because each wellness program that a wellness coach creates is unique to suit the needs of the client, they can be certain that it will be a wellness program that is right for them.

A lot of busy workforce might feel that they don’t have the time to spend working individually with a coach so these wellness professionals offer coaching sessions in a selection of ways.

While electronic coaching through the use of e-mails and instant messaging has become a popular method because of its convenience, telephone and face-to-face interactions may also be used.

Staff Members have the ability to achieve their wellness objectives and improve their health and well being through the assistance of their wellness coach.

Benefits of Wellness Coaching for the Company

The overall advantages of wellness coaching for a corporation are remarkable. Employee high risk behaviors like tobacco use and obesity cost companies millions of dollars every year.

These high risk behaviors often cause avoidable illness and keep workers from coming to work. Wellness coaches guide, support, hold clients accountable, and ensure that they receive continued motivation to help them achieve their wellness objectives and eliminate unhealthful behaviors in their lives.

By starting wellness programs and using wellness coaching in their businesses, corporations reduce the risk of avoidable illness in their businesses.

This improves the overall health of workforce, lowers healthcare and insurance costs, lowers absenteeism, and ultimately enhances performance and productivity.

When personnel experience the advantages of higher levels wellness in their lives it causes an improvement in job attitude, energy, and morale.

Organizations that utilize wellness coaching for their staff members experience the advantages of higher productivity.

But before you get began, you owe it to yourself to consider the ways that your life will change. After all, anytime that you’re faced with a major life change you should really consider everything that is going to be brought to the forefront.

There are three primary ways that a health coach will affect your life. of course, everybody is different, but usually these details will come into play.

And the good thing is that they are all advantageous to your life in one way or the next. In other words, hiring a wellness coach is not something that will have a negative impact on your lifestyle.

A wellness coach will help you to take the way that you look and feel to the next level. Not only will this help with the way that individuals  perceive you, but it will also do a lot for your inner emotions as well.

When you look better and feel good about what you are doing, this is going to show in the way that you act in addition to the way that you see yourself. All in all, a health coach will allow you to gain more self esteem than you ever thought possible.

You only have one life, so making the most of it is important. A health coach will make certain that you’re doing what’s best to help you live a long and healthy life.

This may  be the biggest impact that a health coach has on the way that you live. After all, when minor changes in your lifestyle can help you to live healthier and longer you’d be a fool to pass this by.

In most cases, working with a health coach will change the way that you see the world around you. Do not forget, not only do they take great pride in shaping your body but the same thing holds true when it comes to your mental state.

Not everybody could be a model, but everybody can feel good about themselves. With a wellness Coach, you will realize the good that is within in addition to the good in others.

A health coach can and will affect your life from day one. If you’re looking for a positive influence to shape your mind and body and help you to live healthful, a health coach is right for you.